Empowering businesses • Simplifying finance
Stronger growth, powered by the right partner in Business Financing.
With Zenith Capital as your partner, growth and expansion are just a few steps away. Get access up to ₱100 Million and upgrade your business today!
What Makes Us Different
At Zenith Capital, we go beyond traditional financing. We provide quick and hassle-free solutions so you can seize opportunities right away, offering access up to ₱100M to drive your growth —making capital more accessible. With our transparent pricing, you always know exactly what you’re getting: no hidden charges, no surprises.
Financing designed for growth
Ka-Azenso SME Quick Loan is designed with SMEs in mind, delivering fast, dependable financing that adapts to your needs—so you can focus on seizing opportunities, covering urgent needs, and accelerating growth.
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ZenPlus Corporate Fund is designed for medium and large enterprises, providing flexible financing with fast approvals, transparent terms, and no hidden charges—empowering your business to expand operations, strengthen cash flow, and achieve long-term growth.
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Loan Controls
Standard amortization
Results
Ka-Azenso
Simple requirements, guided by experts
How Zenith’s Got your back!
Built to support SMEs with faster access, higher limits, and repayment options that adapt to your business.
| Feature | Zenith Capital | Local Banks |
|---|---|---|
| Max Financing | Up to ₱100M for SMEs | Typically, ₱20–30M for SMEs, with smaller unsecured options (₱3–5M) |
| Speed | Fast processing — get results in as early as 2 days, with same-day disbursement for approved loans. | Processing and approval can take weeks to as long as 6-8 months, depending on requirements and internal reviews |
| Collateral | No collateral required | Collateral often needed; unsecured options may have lower limits |
| Repayment | Short amortized terms — ideal for quicker renewal opportunities | Longer fixed terms — renewals take more time, typically following the bank’s standard terms and conditions |
| Documentation | Only 4 initial documents required to start the process | More extensive requirements, often with multiple supporting documents in accordance with the bank’s policies |
ZCap Partners: real growth, real stories
Frequently asked questions
What is the maximum business loan I can apply for
You can apply for a non-collateral loan from ₱500,000 up to ₱20,000,000, or a collateral loan of up to ₱100,000,000.
What interest rate do you offer?
Our interest rates vary depending on the loan type and your business qualifications. For non-collateral loans, rates start at 3.5%, while collateral loans start at 2.5%. Final rates will be confirmed after reviewing your application.
What are your loan terms?
Our loan terms are amortized, with a minimum of 3 months and a maximum of 6 months, depending on the loan type and your business needs.
What are the fees I should expect?
You will be charged a one-time 5% processing fee, which is deducted from your loan proceeds and covers government-related taxes. There are no hidden fees.
How are payments made?
We require clients to issue Post Dated Checks (PDC's). The payment amortization should reflect the principal monthly payment plus interest.
How long is the loan application process?
Loan applications are processed within 2 to 5 business days.
What are the loan requirements?
Here are our initial loan documents to start the process:
Valid Government-issued ID
DTI/SEC Registration with Articles of Incorporation (AOI)
Mayor's Permit
Latest 3 months' bank statements
Accomplished Application form
Our Affiliates
