Empowering businesses • Simplifying finance
Stronger growth, powered by the right partner in Business Financing.
With Zenith Capital as your partner, growth and expansion are just a few steps away. Get access up to ₱100 Million and upgrade your business today!
What Makes Us Different
At Zenith Capital, we go beyond traditional financing. We provide quick and hassle-free solutions so you can seize opportunities right away, offering access up to ₱100M to drive your growth —making capital more accessible. With our transparent pricing, you always know exactly what you’re getting: no hidden charges, no surprises.
Financing designed for growth
Ka-Azenso SME Quick Loan is designed with SMEs in mind, delivering fast, dependable financing that adapts to your needs—so you can focus on seizing opportunities, covering urgent needs, and accelerating growth.
Apply now →
ZenPlus Corporate Fund is designed for medium and large enterprises, providing flexible financing with fast approvals, transparent terms, and no hidden charges—empowering your business to expand operations, strengthen cash flow, and achieve long-term growth.
Apply now →Estimate your monthly cost
Loan Controls
Standard amortization (reducing balance).
Results
Ka-Azenso
Simple requirements, guided by experts
How Zenith compares
Built for underserved SMEs with a human approach and larger ticket sizes when you need them.
| Feature | Zenith Capital | Local Banks |
|---|---|---|
| Max financing | Up to ₱100M for SMEs | Usually capped at ₱20–30 Million for SMEs |
| Speed | Fast release (typ. 24–72h) | 5–10+ banking days, plus extra time for disbursement |
| Collateral | No Collateral | Often required; unsecured options are limited (₱3–5M max) |
| Repayment | Flexible schedules matched to cashflow | Fixed monthly amortizations, rigid set tenors (6–60 months) |
ZCap Partners: real growth, real stories
“Zenith took time to understand our business seasonality. We scaled production 3× in 6 months.”
“Quick funds for inventory during peak months — seamless experience.”
“The team treated us like partners, not just an application number.”
Frequently asked questions
How much business loan am I eligible?
You can be approved for a loan amount from ₱ 500,000.00 up to ₱20,000,000.00 for non-collateral loan and up to ₱100,000,000.00 for collateral loan.
How much do you charge for the interest rate?
The interest rate will vary on the type of business loan – collateral or non-collateral – your business is qualified to apply for. We encourage you to start your business loan application so we can discuss further how to make your loan terms flexible for you.
How long should the loan term take?
As we make our loan terms flexible for any business type, our loan duration can vary to the type of business loan your business is qualified to apply for or to the loan terms that suit your financing needs. Start your loan application so we can discuss with you how flexible our loan terms can be.
Are there any other charges imposed on the loan?
We have a one-time 5% processing fee to settle any government-related taxes. This is deducted outright from your loan proceeds. How is payment made? We require clients to issue Post Dated Checks (PDC's). The payment amortization should reflect the principal monthly payment plus interest.
How long does your loan application process usually take?
It only takes two to five business days to process your loan application.
What are the requirements?
Govt. ID
DTI/Sec Reg with AOI
Latest 3 months bank statement
Our Affiliates
