Business Loan

Zenith Capital Ranks 14th in Philippines’ Top 30 Growth Companies

An Overview of the Philippines’ Growth Champions 2024 The PH Growth Champions of 2024—an initiative of the Philippine Daily Inquirer and Statista—is a testament to the unyielding spirit of businesses in the face of adversity. This dynamic roster of companies showcases resilience, innovation, and unwavering commitment to growth. The criteria for judging include the following: […]

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BPI Business Loans: How They Work and How to Apply

What is a BPI Ka-Negosyo Loan? A BPI Ka-Negosyo loan is a financing option from BPI that helps small and medium businesses in the Philippines. It includes Ka-Negosyo Credit Line, Ka-Negosyo Ready Loan, Ka-Negosyo SME Loan, and Ka-Negosyo SME Loan for Property Acquisition. This type of financing is different from a BPI personal loan in the following aspects: Ka-Negosyo

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Top 8 Banks in the Philippines for Your Business Loan Needs

Criteria for Choosing the Best Bank for Business Loans Selecting the optimal bank for business loans is a critical decision as this influences the financial trajectory of your ventures. Here are some factors to consider when deciding on a bank for various business loan industries: Interest rates Seek banks offering competitive interest rates to minimize borrowing costs and

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5 Lending Companies that Offer SME Loans in the Philippines

5 Lending Companies Offering SME Loans in the Philippines Several lending companies stand out as valuable options for businesses seeking financial support. They offer various financing types and business loan options, each with unique advantages and disadvantages. 1. Zenith Capital Zenith Capital is a renowned lending company in the Philippines, celebrated for its customer-centric approach. With a solid local presence,

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5 Practical Tips to Avoid Business Loan Scams and Fraud

How to Avoid Business Scams and Fraud: 5 Things Businesses Need to Know The tactics criminals use to conceal their motives make identifying a business loan scam or fraud attempt difficult. Before proceeding with any business loan, you must follow these steps to protect yourself and your company from potential financial ruin: 1. Do your research

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Business Loan Repayment: 6 Tips for Planning and Budgeting

6 Business Loan Repayment Tips to Plan and Budget Your Finances Better Planning and budgeting for offline or online loan repayment means plotting a course through choppy financial waters. Here are valuable tips that will empower you to manage your finances better. 1. Create a realistic repayment schedule No one goes to war without a proper strategy. The same

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Short-Term vs. Long-Term Loans: What’s Best for Your Business?

Short-Term Business Loans: Benefits and Drawbacks Short-term corporate loans are popular for companies looking to address immediate financial challenges or seize time-sensitive opportunities. Benefits Drawbacks Long-Term Business Loans: Benefits and Drawbacks Long-term business loan use, on the other hand, provides more substantial funding and flexibility for significant undertakings and ventures. Benefits Drawbacks

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5 Ways to Manage Cash Flow Effectively with a Capital Loan

What is Cash Flow Management? Cash flow management is the tracking of money movement, monitoring incoming funds against outgoing expenses like bills, payroll, and property costs. According to Renz Estrella, President of Zenith Capital, effective cash flow management is “essential for sustaining and growing a small business, especially when considering capital loans as part of

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A Guide to PhilGEPS Certificate of Registration: Why You Need It

What is PhilGEPS and How Does It Work? The PhilGEPS is an electronic platform that streamlines government procurement processes. Its primary purpose is to facilitate transparency, efficiency, and accessibility in public procurement. By registering on PhilGEPS, businesses gain visibility to government agencies, which opens the door to potential business opportunities in the top industries through government contracts.

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