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The Ultimate Guide to Business Loans in the Philippines (2026 Edition)

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In 2026, the demand for business loans in the Philippines is expected to rise significantly, driven by the need for expansion and improved cash flow management. Business loans are important because they help SMEs stabilize operations and seize growth opportunities. However, business loans in the Philippines can be complex, with various lenders, including banks, government […]

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Business Loan Amounts in the Philippines: What You Need to Know

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Every Filipino entrepreneur reaches a moment when opportunity and ambition collide — a chance to expand, restock, or upgrade, but not enough cash to move forward. For many small and medium enterprises (SMEs), this is where business loans become essential. In the Philippines, business loan amounts vary widely depending on the type of lender. Traditional

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SME Loan vs. Personal Loan: Which One is Right for You?

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Every Filipino entrepreneur knows the feeling — your business is growing, opportunities are calling, but your finances need a little boost to make that next move. For many, it comes down to two options: an SME loan or a personal loan. Both can help you access capital quickly, but they serve very different purposes. Choosing

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Comparing Business Loan Interest Rates in the Philippines: What to Expect This Year

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For many Filipino entrepreneurs, getting a business loan is the bridge between opportunity and success. Whether you’re restocking inventory, purchasing new equipment, or expanding to a second branch, the right financing can drive business growth. But before signing any loan agreement, one question matters most: how much will it really cost you? This cost comes

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How Non-Collateral Business Loans Help SMEs Grow in the Philippines

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Running a business in the Philippines comes with both excitement and challenge. For many small and medium enterprises (SMEs), access to capital remains one of the biggest barriers to growth. That’s where a non-collateral business loan—also known as an unsecured business loan—comes in. What is a Non-Collateral Business Loan? A non-collateral business loan is a

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Zenith Capital Ranks 14th in Philippines’ Top 30 Growth Companies

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An Overview of the Philippines’ Growth Champions 2024 The PH Growth Champions of 2024—an initiative of the Philippine Daily Inquirer and Statista—is a testament to the unyielding spirit of businesses in the face of adversity. This dynamic roster of companies showcases resilience, innovation, and unwavering commitment to growth. The criteria for judging include the following:

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BPI Business Loans: How They Work and How to Apply

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What is a BPI Ka-Negosyo Loan? A BPI Ka-Negosyo loan is a financing option from BPI that helps small and medium businesses in the Philippines. It includes Ka-Negosyo Credit Line, Ka-Negosyo Ready Loan, Ka-Negosyo SME Loan, and Ka-Negosyo SME Loan for Property Acquisition. This type of financing is different from a BPI personal loan in the following aspects: Ka-Negosyo

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Top 8 Banks in the Philippines for Your Business Loan Needs

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Criteria for Choosing the Best Bank for Business Loans Selecting the optimal bank for business loans is a critical decision as this influences the financial trajectory of your ventures. Here are some factors to consider when deciding on a bank for various business loan industries: Interest rates Seek banks offering competitive interest rates to minimize borrowing costs and

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5 Lending Companies that Offer SME Loans in the Philippines

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5 Lending Companies Offering SME Loans in the Philippines Several lending companies stand out as valuable options for businesses seeking financial support. They offer various financing types and business loan options, each with unique advantages and disadvantages. 1. Zenith Capital Zenith Capital is a renowned lending company in the Philippines, celebrated for its customer-centric approach. With a solid local presence,

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5 Practical Tips to Avoid Business Loan Scams and Fraud

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How to Avoid Business Scams and Fraud: 5 Things Businesses Need to Know The tactics criminals use to conceal their motives make identifying a business loan scam or fraud attempt difficult. Before proceeding with any business loan, you must follow these steps to protect yourself and your company from potential financial ruin: 1. Do your research

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