Business Capital
up to ₱10 Million. Released in 3-5 Days.

No Collateral. No Hidden Fees. Just the fuel for your business needs to grow.

SEC Registration Number CS201733762
Certificate of Authority to Operate erate No. No. 2581

Feature	Zenith Capital	Local Banks
Max Financing	Up to ₱100M for SMEs	Typically, ₱20–30M for SMEs, with smaller unsecured options (₱3–5M)
Speed	Fast processing — get results in as early as 2 days, with same-day disbursement for approved loans.	Processing and approval can take weeks to as long as 6-8 months, depending on requirements and internal reviews
Collateral	No collateral required	Collateral often needed; unsecured options may have lower limits
Repayment	Short amortized terms — ideal for quicker renewal opportunities	Longer fixed terms — renewals take more time, typically following the bank’s standard terms and conditions
Documentation	Only 4 initial documents required to start the process	More extensive requirements, often with multiple supporting documents in accordance with the bank’s policies

Based on public information as of 2025. Please verify details with each provider.

Chynna Mamawal

I didn’t have time to wait for a bank. Zenith understood my vision and funded my expansion in days.

Mic Yu

I didn’t have time to wait for a bank. Zenith understood my vision and funded my expansion in days.

DTI/SEC Registration

Articles of Incorporation or Business Name Certificate.

Valid IDs

2 government‑issued IDs of authorized signatory.

Bank Statements

At least 3 months of recent statements.

Application Form

Complete our short online form.

Complete the application form and submit your initial documents.

Assessment

Our team will carefully evaluate your business and may request additional information if needed.

Offer

Receive a clear and customized loan proposal designed around your cash flow.

Release

Sign the agreement and enjoy fast fund disbursement straight to your bank