FAQs
Commonly asked questions and concerns

SME Quick Loan
It promises fast, accessible credit solutions for small and medium enterprises (SMEs) by offering hassle free capital to them. The product can help SMEs manage day-to-day operations, and manage cash flow among others, ultimately helping the SMEs grow.
To qualify for the Ka-aZENso Loan, applicants must meet the following criteria:
- Business Operations: The business must be operational for at least one year.
- Registration: The business must be registered with the Department of Trade and Industry (DTI) or the Securities and Exchange Commission (SEC).
- Checking Account: The business must have an active checking account for at least 12 months


Corporate Fund
Designed for large corporations, this product is aimed at bigger corporations. The amount can be customized according to their needs. It also aims to support them where they need cashflow--in operations, in salaries, and so on.
- Business Operations: The business must be operational for at least one year.
- Registration: The business must be registered with the Department of Trade and Industry (DTI) or the Securities and Exchange Commission (SEC).
- Checking Account: The business must have an active checking account for at least 12 months
- Average Daily Balance (ADB): The checking account must maintain a consistent Average Daily Balance of 6 digits or above.
More Info | General Queries
You can be approved for a loan amount from ₱ 500,000.00 up to ₱20,000,000.00 for non-collateral loan and up to ₱100,000,000.00 for collateral loan.
The interest rate will vary on the type of business loan – collateral or non-collateral – your business is qualified to apply for. We encourage you to start your business loan application so we can discuss further how to make your loan terms flexible for you.
As we make our loan terms flexible for any business type, our loan duration can vary to the type of business loan your business is qualified to apply for or to the loan terms that suit your financing needs. Start your loan application so we can discuss with you how flexible our loan terms can be.
We have a one-time 5% processing fee to settle any government-related taxes. This is deducted outright from your loan proceeds. How is payment made? We require clients to issue Post Dated Checks (PDC’s). The payment amortization should reflect the principal monthly payment plus interest.
It only takes two to five business days to process your loan application.
- Govt. ID
- DTI/Sec Reg with AOI
- Latest 3 months bank statement
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